This week’s article tells us that “While some recent studies have identified a decrease in the return to education as the labor market changes, education has a proven impact on lifetime income.” Lifetime income has such an extraordinary impact on our lives, whether it...

Weekly we try to provide you with information that may help you in your retirement planning. Sometimes that information is obtained from studies conducted through the use of a survey. You may ask how important surveys really are. This week’s article, out of Princeton...

This week’s article reminds us to ask the question “Now that you have created a retirement expense budget and have created a retirement income stream, how do they match up? Do you have enough retirement income to cover your monthly expenses with inflation? If so, are...

“On your way home from work, do you drive in the slow lane or the fast lane? Each person has a different propensity for risk. When investing, this risk propensity can be used to determine the percentage of your portfolio that is exposed to equities.” This week’s...

Did you know that by the year 2020 there will be more than 1 billion people over the age of 60 years old worldwide? That’s what I read in this week’s article which also said that “more older people around is not a bad thing”. However, one of the difficulties of...

Sometimes it is a good idea to review your retirement planning strategy and ask yourself if you are taking action that is sufficient to avoid some common pitfalls. This week’s article reminds us of six: waiting too long to save, not taking advantage of “Free Money”,...

We have often spoken about how surveys “find Americans are most afraid of their money running out before their life runs out.” But this week’s article states that “they’re equally afraid that while they are alive, they won’t have the funds to enjoy their life and...

We’ve spoken in the past about having adequate income during retirement, and have from time to time provided tools for estimating future financial needs. That’s why I found interesting this week’s article which concerns the role that debt can play in those...

“Life is unpredictable.” This comment caught my eye in an article I read concerning “different retirement products and savings strategies that seem to be everywhere we look these days.” The article stated that there’s one retirement product that is making headlines...

Did you know that “Americans are not taking the necessary steps to put saving for the future over current expenses. In fact, a quarter of Baby Boomers – the age group closest to retirement – have less than $5,000 saved for retirement and nearly one in five Americans...